General liability insurance pays for injuries or property damage that occur as a result of trucking business activities not directly related to damaged or lost cargo. General liability is often recommended in environments with hazards, such as:

● Public and private warehouses

● Construction sites

● Petroleum storage

● Auto repair shops, and more

PROBLEM

Finding the right commercial general liability insurance is difficult because there are so many different types and they all have their own unique coverage. It’s also hard to know if you’re getting a good deal or not.

SOLUTION

Lion Insurance Services invests in their clients by finding them the right General Liability insurance policy at an affordable rate to fit their budget. Together, we can explore what options are available for your trucking company.

GENERAL LIABILITY INSURANCE COVERAGE

Broadly speaking, general liability policies protect a business from financial loss in case of any of the following:

Bodily injury caused by the business’ operations or products

Personal injury caused by the business’ operations or products

Property damage caused by the business’ operations or products

Any type of injury that occurs on the business’ premises

This type of commercial truck insurance is typically referred to as comprehensive business insurance, though it may not cover all the risks that a business may face. Excess professional liability coverage is available for claims that might exceed the policy limit of commercial general liability coverage.

WHO NEEDS GENERAL LIABILITY INSURANCE?

Practically every truck business owner, whether they’re running a big or small business, is recommended to have general liability insurance.

In case of an accident, a single lawsuit might jeopardize your livelihood – comprehensive business coverage prevents this from happening.

Additionally, some clients or employers might also require you to carry a specific amount of general liability before you can work with them.

General Liability Insurance Quotes

If you’d like to get a quote from us, please click the button below or give us a call at

(213) 235-7702.

Our account managers are available 7 days a week to give you the best price and value on your business insurance.

GENERAL LIABILITY FAQS

1

Does general liability insurance have a deductible

Yes, in the process of purchasing comprehensive coverage as part of your commercial trucking insurance, you will have to choose a set deductible. A deductible represents the amount of money you pay out of pocket toward a claim.

2

What does commercial liability insurance NOT cover?

There are certain business risks not covered by general liability policies. You might want to look for additional coverage against:

● Sexual harassment claims
● Wrongful termination claims
● Discrimination claims
● Errors or omissions in financial reporting, and more.

3

What is a claims-made policy and what is an occurrence policy?

A claims-made policy provides coverage when a liability claim is made, not when the event of the claim happened. An occurrence policy covers claims that happen during the policy period, regardless of when the claim is made. Both types of policies are available under general liability insurance.